Cash Diet

Once upon a time in America... Families had a healthy fear of banks. Car loans were uncommon, and easy credit was non-existent. Debt was a dirty word, and a second mortgage was an indication of financial distress. Fast forward to the twenty-first century. Most Americans carry more debt than savings. The average couple has little or no money set aside for retirement. The "have it all, have it now" mantra is propped up by easy credit, long-term financing, and no-down-payment mortgages.


Author Christopher Savoy's upbringing was heavily influenced by the financial practices of generations past. In spite of these advantages, career stagnation and debt caused him to reconsider his decision making paradigm. Cash Diet is a retrospective look at how he returned from the emptiness of debt and career mediocrity to find a fulfilling existence based on the values of simplicity, discipline, and contentment.


Cash Diet guides you from choosing the correct college major all the way to a wealthy retirement. Learn the importance of choosing the right career path the first time. Use the Career Stairstep to get through college debt-free. Avoid debt-creep and find that used vehicle that will allow you to build wealth without the pain of a seven-year car payment. Cash Diet is a simple, no-nonsense guide to managing money with cash, budgets, and careful planning. Cancel your credit cards, trade in your car payment, and find out how a Cash Diet can bring you wealth and stability!
Part memoir, nostalgia trip, and instruction manual, Cash Diet times to guide readers through the pitfalls and possibilities of personal finance in today's complex, consumer-centric society.

Learn the five life decisions that will make or break you financially.



Leverage the power of the career stair step to go to college debt-free!Discover the power of Simplicity, Contentment, and Discipline... the three values that will guide you through your debt-free journey.



Learn how to select, purchase, maintain and repair a used cash vehicle that will allow you to build a comfortable dignified retirement portfolio.
Avoid the pitfalls and gimmicks surrounding home buying and ownership.



Build a budget using the easy-to follow budget spreadsheet included in the book.



Learn to calculate you net-worth, and make wise purchases with a future value calculator.




All this, and more, in Cash Diet!